Answer: Yes. You should hire a workers’ compensation attorney. In spite of what you may hear or read or assume about your workers’ compensation case, you are at an extreme disadvantage if you do not have an attorney on your side. Regardless of how small your case is, you deserve to be on a level playing field with the employer and the insurance company, and here are the reasons: Your Health – the insurance company has no incentive to make sure that your doctor is working for your best interest. In fact, medical costs are the insurance company’s biggest expense and the carrier will try to do everything they can to limit your medical care. This includes using the rules, laws, and procedures to their advantage to make sure that you get back to work earlier than you should, even if you are not healthy. Your Income Benefits – the insurance company will do everything they can to make sure that your income benefits are stopped as soon as possible. In fact, an insurance adjuster’s career rises and falls based on whether they are skilled at limiting the income benefits of the claimant’s they are meant to serve. Fairness in Representation – Do you realize that every single workers’ compensation claim is reviewed and analyzed by a team of seasoned workers’ comp defense attorneys that work for the insurance carrier? Every claim. Ask yourself why the insurance company needs lawyers, but you don’t. The short answer is: you need an attorney. Don’t believe the adjuster when they tell you that you don’t need to get a lawyer. They do not have your best interest at heart.

FAQ

Some frequently asked Questions...


Q:  How do I chose a doctor?

A: You have the right to receive medical attention from the doctor of your choice, if your claim is non-network



Q:  How do I chose a doctor if my claim is in network?

A: You must get a link from your employer or your insurance carrier of the treating and specialist doctors in the network and you must choose a doctor from that link



Q:  How do I get my Division of Worker's Compensation (DWC) /number?

A: If your claim has been properly filed the DWC will send you a DWC041 and if you have not received one you can call 1.800.252.7031



Q:  What amount should I expect on my workers comp check?

A: Your workers comp check is based on 70% of your pre-injury Average Weekly wage earned the 13 weeks immediately before your accident.



Q:  Is there a settlement at the end of my worker's comp case?

A: Settlements are not advised in ordinary circumstances. In limited situations a settlement is possible by commutation of impairment benefits.



Q:  When I hire Attorney Curry can he restart my benefits after they've stopped?

A: Yes, If he accepts your case.



Q:  Can I hire and Ombudsman instead of and Attorney?

A: No, They are not practicing attorneys.


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